The Funding University | Where Business Learns About Funding

Today we welcome back Bob Lee continue our discussion on equity investments Last month, Bob and I discussed the importance of how to vet investors On today’s talk, we go into what happens after you have picked your potential investor and what to look for when negotiating your agreements

Today, we welcome back Bob Lee the managing partner at BPL associates. On today's podcast, we are talking to Bob Lee about theimportance of vetting investors:On previous podcasts, I have talked about the importance oftrying to hold on to as much equity as possible by using debt capital. However, there are instances where bringing on equity is necessary and the right thing to do. Bob and I will discuss what to look for and what to be cautious about. Seth Block, Founder, The Funding UniversityAbout The Funding University:The mission of The Funding University is to Enable Funding around the world. Hosted by Seth Block, CPA.Visit The Funding University: ⁠⁠⁠https://www.thefundinguniversity.com⁠⁠⁠Get Access To:1. Blog: ⁠⁠⁠https://www.thefundinguniversity.com/blog⁠⁠⁠2. CPE Courses & Modules: ⁠⁠⁠https://www.thefundinguniversity.com/cpe⁠⁠⁠3. TFU Masterclass: ⁠⁠⁠https://www.thefundinguniversity.com/masterclass⁠⁠⁠4. Funding Expert Certification: ⁠⁠⁠https://www.thefundinguniversity.com/certification⁠

Today we welcome Chris Franz a corporate finance leader out of Phoenix Arizona to the podcast. Typically we talk about businesses that are well established and looking for debt but today Chris and I are going to talk about equity options for start ups. We will examine different structures that these companies can use. This includes convertible, notes, Safes, and Debt coupled with warrantsSeth Block, Founder, The Funding UniversityAbout The Funding University:The mission of The Funding University is to Enable Funding around the world. Hosted by Seth Block, CPA.Visit The Funding University: ⁠⁠https://www.thefundinguniversity.com⁠⁠Get Access To:1. Blog: ⁠⁠https://www.thefundinguniversity.com/blog⁠⁠2. CPE Courses & Modules: ⁠⁠https://www.thefundinguniversity.com/cpe⁠⁠3. TFU Masterclass: ⁠⁠https://www.thefundinguniversity.com/masterclass⁠⁠4. Funding Expert Certification: ⁠⁠https://www.thefundinguniversity.com/certification

This month we are rebroadcasting our podcast with Spencer Sheinen, of Shift Financial Insights. Spencer is also the author of the # 1 Amazon best-selling book “ Entreprenumbers”Spencer Sheinin, CPA, CA, has a unique background with over 15 years as an entrepreneur combined with extensive financial experience as a CPA, CA and investment banker. He is the Founder and CEO of Shift Financial Insights, providing ridiculously simple accounting and financial insights for business on the rise.On the podcast Spencer talks about businesses coming out of a down cycle, seeing their sales pick up, and running into cash flow problems. If they go to a bank to cure those cash flow problems, they need to have a good funding package in place.We will discuss what should be in that funding package which includes “the story”, an explanation of why the business got in trouble, and how it can get out of it. In addition the importance of having sound financial reports.I hope you enjoy our conversation with Spencer because I really did.Seth Block, Founder, The Funding UniversityAbout The Funding University:The mission of The Funding University is to Enable Funding around the world. Hosted by Seth Block, CPA.Visit The Funding University: ⁠https://www.thefundinguniversity.com⁠Get Access To:1. Blog: ⁠https://www.thefundinguniversity.com/blog⁠2. CPE Courses & Modules: ⁠https://www.thefundinguniversity.com/cpe⁠3. TFU Masterclass: ⁠https://www.thefundinguniversity.com/masterclass⁠4. Funding Expert Certification: ⁠https://www.thefundinguniversity.com/certification

In this month’s Funding University Podcast, we ask the question " When is the right time to start planning to exit your business? " I think the answer will surprise you.Please keep emailing us your questions.  If you have a question you’d like to submit, you can send it to ⁠⁠⁠⁠⁠any of the email addresses listed below and we’ll do our best to have it answered in a future podcast. Take care and we’ll see you next month.About Seth Block:Seth is the Founder of the Funding University. He is also the National Sales Director for Thermo Credit/First Avenue Funding.You can reach Seth at:seth@thermocredit.comseth@firstavenuefunding.comseth@thefundinguniversity.comAbout The Funding University:The mission of The Funding University is to Enable Funding around the world. Hosted by Seth Block, CPA.Visit The Funding University: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.thefundinguniversity.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get Access To:1. Blog: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.thefundinguniversity.com/blog⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠2. CPE Courses & Modules: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.thefundinguniversity.com/courses⁠⁠⁠⁠⁠⁠⁠

In this month’s Funding University Podcast, we discuss the outlook for 2025. This includes the challenges arising from higher labor costs, changing technology and the possibility of new tariffs. We also discuss the opportunities for small businesses in the coming year. Please keep emailing us your questions.  If you have a question you’d like to submit, you can send it to ⁠⁠⁠⁠⁠any of the email addresses listed below and we’ll do our best to have it answered in a future podcast.  Take care and we’ll see you next month. About Seth Block: Seth is the Founder of the Funding University. He is also the National Sales Director for Thermo Credit/First Avenue Funding. You can reach Seth at: seth@thermocredit.com seth@firstavenuefunding.com seth@thefundinguniversity.com About The Funding University: The mission of The Funding University is to Enable Funding around the world. Hosted by Seth Block, CPA. Visit The Funding University: ⁠⁠⁠⁠⁠⁠⁠⁠⁠www.thefundinguniversity.com⁠⁠⁠⁠⁠⁠⁠⁠⁠ Get Access To: 1. Blog: ⁠⁠⁠⁠⁠⁠⁠⁠⁠www.thefundinguniversity.com/blog⁠⁠⁠⁠⁠⁠⁠⁠⁠ 2. CPE Courses & Modules: ⁠⁠⁠⁠⁠⁠⁠⁠⁠www.thefundinguniversity.com/courses⁠⁠⁠⁠⁠⁠⁠

In this month’s Funding University Podcast, we ask: When is the right time to talk to a lender about funding opportunities in 2025?   And the answer is right now. Lenders are still working and looking for a full prospect list for the new year. Reach out and talk to them about your funding needs for 2025.   With that in mind, you should also take this time to be prepared for that process. Today we sit down with Tom Zorich a seasoned financial expert and have a discussion about year-end processes you can start working on right now: Please keep emailing us your questions.  If you have a question you’d like to submit, you can send it to ⁠⁠⁠⁠info@thefundinguniversity.com⁠⁠⁠⁠ and we’ll do our best to have it answered in a future podcast.  Take care and we’ll see you next month. About Seth Block: Seth is the Founder of the Funding University. He is also the National Sales Director for Thermo Credit/First Avenue Funding. You can reach Seth at: seth@thermocredit.com seth@firstavenuefunding.com seth@thefundinguniversity.com About The Funding University: The mission of The Funding University is to Enable Funding around the world. Hosted by Seth Block, CPA. Visit The Funding University: ⁠⁠⁠⁠⁠⁠⁠⁠www.thefundinguniversity.com⁠⁠⁠⁠⁠⁠⁠⁠ Get Access To: 1. Blog: ⁠⁠⁠⁠⁠⁠⁠⁠www.thefundinguniversity.com/blog⁠⁠⁠⁠⁠⁠⁠⁠ 2. CPE Courses & Modules: ⁠⁠⁠⁠⁠⁠⁠⁠www.thefundinguniversity.com/courses⁠⁠⁠⁠⁠⁠⁠

In this month’s Funding University Podcast, Seth sits down with Craig Stacy of SunBelt Business Advisors back to ask him a very specific question: When  should owners start preparing to sell their business and what are the initial steps they should take Craig highlights the importance of understanding your financials and tax returns and what adjustments need to be made  We discuss why it is important to clean up inventory and flush out obsolete items  We wrap  up the podcast by talking about positioning the business to be sold and what a transition plan looks like. Please keep emailing us your questions.  If you have a question you’d like to submit, you can send it to ⁠⁠⁠info@thefundinguniversity.com⁠⁠⁠ and we’ll do our best to have it answered in a future podcast.  Take care and we’ll see you next month. About Seth Block: Seth is the Founder of the Funding University. He is also the National Sales Director for Thermo Credit/First Avenue Funding. You can reach Seth at: seth@thermocredit.com seth@firstavenuefunding.com seth@thefundinguniversity.com About Craig Stacy: Craig is the Managing Director at Sunbelt Business Advisors of Tampa and New York, a leading M&A advisory firm and an affiliate of SUNBELT, the world's largest business brokerage network. You can Reach Craig at: cstacy@sunbeltnetwork.com About The Funding University: The mission of The Funding University is to Enable Funding around the world. Hosted by Seth Block, CPA. Visit The Funding University: ⁠⁠⁠⁠⁠⁠⁠www.thefundinguniversity.com⁠⁠⁠⁠⁠⁠⁠ Get Access To: 1. Blog: ⁠⁠⁠⁠⁠⁠⁠www.thefundinguniversity.com/blog⁠⁠⁠⁠⁠⁠⁠ 2. CPE Courses & Modules: ⁠⁠⁠⁠⁠⁠⁠www.thefundinguniversity.com/courses⁠⁠⁠⁠⁠⁠⁠

Today we celebrate our 50th podcast. We also take the time to discuss the recent format changes we have implemented.  Two months ago we went from a 30-40 minute interview with Lenders and business owners to a 10-minute discussion about a specific topic. We have also expanded our universe of guests and areas of interest. In the future, we will examine business topics that will help owners and management get to the next level and then ultimately to their desired final business outcome. So with that in mind I am happy to tell you that next months topic will be on when you should start planning your exit. More details to follow shortly. Please keep emailing us your questions.  If you have a question you’d like to submit, you can send it to ⁠⁠⁠⁠⁠info@thefundinguniversity.com⁠⁠⁠⁠⁠ and we’ll do our best to have it answered in a future podcast.  About The Funding University: The mission of The Funding University is to Enable Funding around the world. Hosted by Seth Block, CPA. Visit The Funding University: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.thefundinguniversity.com⁠⁠⁠⁠⁠⁠⁠⁠⁠ Get Access To: 1. Blog: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.thefundinguniversity.com/blog⁠⁠⁠⁠⁠⁠⁠⁠⁠ 2. CPE Courses & Modules: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.thefundinguniversity.com/cpe⁠⁠⁠⁠⁠⁠⁠⁠⁠ 3. TFU Masterclass: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.thefundinguniversity.com/masterclass⁠⁠⁠⁠⁠⁠⁠⁠⁠ 4. Funding Expert Certification: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.thefundinguniversity.com/certification⁠⁠⁠⁠⁠⁠⁠

Today we tackle an issue that is causing headaches for companies when they go to get new financing. That is a UCC filing popping up that the business owner was not aware of. This turns out to be from secondary lenders, such as Merchant Cash Advances, or in some cases their vendors. I will walk through the UCC process. Discuss why these UCC's are being filed and give some advice on how to fix the problem. Please keep emailing us your questions.  If you have a question you’d like to submit, you can send it to ⁠⁠⁠⁠⁠⁠info@thefundinguniversity.com⁠⁠⁠⁠⁠⁠ and we’ll do our best to have it answered in a future podcast.  About The Funding University: The mission of The Funding University is to Enable Funding around the world. Hosted by Seth Block, CPA. Visit The Funding University: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.thefundinguniversity.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Get Access To: 1. Blog: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.thefundinguniversity.com/blog⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 2. CPE Courses & Modules: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.thefundinguniversity.com/cpe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 3. TFU Masterclass: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.thefundinguniversity.com/masterclass⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 4. Funding Expert Certification: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.thefundinguniversity.com/certification⁠⁠⁠⁠⁠⁠⁠⁠ 01.010.1

Today we welcome Ross Mcclain of Rapid Business Systems to the podcast. Ross explains to us what a feasibility study is, and the importance of having a credentialed firm do the study so that the bank will accept it and what is involved in it. Ross gives us some highlights of feasibility studies. He gives us some examples of details they have discovered, that have been beneficial to the company being evaluated under the feasibility study. Things like pulling building permits that have shown a competitor was already building a business right down the street from where they were going. A discovery like that could save millions.  Ross shows why borrowers, particularly startups, want to seriously consider a feasibility study whether the bank requires it or not. Please keep emailing us your questions.  If you have a question you’d like to submit, you can send it to ⁠⁠⁠⁠info@thefundinguniversity.com⁠⁠⁠⁠ and we’ll do our best to have it answered in a future podcast.  About The Funding University: The mission of The Funding University is to Enable Funding around the world. Hosted by Seth Block, CPA. Visit The Funding University: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.thefundinguniversity.com⁠⁠⁠⁠⁠⁠⁠⁠ Get Access To: 1. Blog: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.thefundinguniversity.com/blog⁠⁠⁠⁠⁠⁠⁠⁠ 2. CPE Courses & Modules: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.thefundinguniversity.com/cpe⁠⁠⁠⁠⁠⁠⁠⁠ 3. TFU Masterclass: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.thefundinguniversity.com/masterclass⁠⁠⁠⁠⁠⁠⁠⁠ 4. Funding Expert Certification: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.thefundinguniversity.com/certification⁠⁠⁠⁠⁠⁠ 01.010.1

In this month’s Funding University Podcast, Seth sits down with Tom Zorich of Sawtooth Capital. Tom will tell us how he helped a company called Knowledge as a Service get started including setting up their financial systems that ultimately allowed them to raise several million dollars from Family members as well as other high net worth individuals.  Next Tom and I will discuss his time at Guardian Bikes. Starting with how the company was visualized and became a reality. Ultimately it became the number one bike seller on Amazon. We will dive into how the company raised capital, including an appearance on Shark Tank that yielded an investment from Mark Cuban. We will wrap up the conversation by discussing the value of a fractional CFO.  Take care and we’ll be back next month. Please keep emailing us your questions.  If you have a question you’d like to submit, you can send it to ⁠⁠⁠info@thefundinguniversity.com⁠⁠⁠ and we’ll do our best to have it answered in a future podcast.  About The Funding University: The mission of The Funding University is to Enable Funding around the world. Hosted by Seth Block, CPA. Visit The Funding University: ⁠⁠⁠⁠⁠⁠⁠https://www.thefundinguniversity.com⁠⁠⁠⁠⁠⁠⁠ Get Access To: 1. Blog: ⁠⁠⁠⁠⁠⁠⁠https://www.thefundinguniversity.com/blog⁠⁠⁠⁠⁠⁠⁠ 2. CPE Courses & Modules: ⁠⁠⁠⁠⁠⁠⁠https://www.thefundinguniversity.com/cpe⁠⁠⁠⁠⁠⁠⁠ 3. TFU Masterclass: ⁠⁠⁠⁠⁠⁠⁠https://www.thefundinguniversity.com/masterclass⁠⁠⁠⁠⁠⁠⁠ 4. Funding Expert Certification: ⁠⁠⁠⁠⁠⁠⁠https://www.thefundinguniversity.com/certification⁠⁠⁠⁠⁠

In this month’s Funding University Podcast, Seth sits down with Gary Teramae of McCoy Federal Credit Union. We discuss the reasons why it matters that Credit Unions are not for profit entities.  Gary later explains the different types of loans that are available at credit unions including SBA programs.  Please keep emailing us your questions.  If you have a question you’d like to submit, you can send it to ⁠⁠info@thefundinguniversity.com⁠⁠ and we’ll do our best to have it answered in a future podcast.  Take care and we’ll be back next month. About The Funding University: The mission of The Funding University is to Enable Funding around the world. Hosted by Seth Block, CPA. Visit The Funding University: ⁠⁠⁠⁠⁠⁠https://www.thefundinguniversity.com⁠⁠⁠⁠⁠⁠ Get Access To: 1. Blog: ⁠⁠⁠⁠⁠⁠https://www.thefundinguniversity.com/blog⁠⁠⁠⁠⁠⁠ 2. CPE Courses & Modules: ⁠⁠⁠⁠⁠⁠https://www.thefundinguniversity.com/cpe⁠⁠⁠⁠⁠⁠ 3. TFU Masterclass: ⁠⁠⁠⁠⁠⁠https://www.thefundinguniversity.com/masterclass⁠⁠⁠⁠⁠⁠ 4. Funding Expert Certification: ⁠⁠⁠⁠⁠⁠https://www.thefundinguniversity.com/certification⁠⁠⁠⁠⁠

In this month’s Funding University Podcast, Seth gives two great examples of companies that were smart enough to analyze the cost of capital versus the rewards of an opportunity. In both instances, the correct decision was made. In doing so they did not leave money on the table. I hope these examples help you make the right decision the next time you come upon a great opportunity. Please keep emailing us your questions.  If you have a question you’d like to submit, you can send it to ⁠info@thefundinguniversity.com⁠ and we’ll do our best to have it answered in a future podcast.  Take care and we’ll be back next month.

In this month’s Funding University Podcast, we’re focusing on non-bank SBA lenders and speaking with Amy Perrella of Harvest Small Business Finance.  As Amy and I discuss, there are advantages of working with a non-bank lender because their lending guidelines tend to differ from the traditional banking lender, even though both are regulated.  Non-bank lenders don’t deal with deposits and credit cards which helps them differ from the traditional bank model and as a result, they have different lending requirements.  This means that where a bank might say no to your SBA loan, a non-bank lender might be able to say yes because they evaluate your situation using a different criteria.  Both banking and non-banking lenders have their pros and cons, but the key is finding the right kind of lender to best meet your needs.  In my conversation with Amy, we touched on some big differences between the different types of lenders and discussed important points for you to consider as you begin to seek out a lender.  As you’ll hear, Amy is really well-informed and has a wealth of knowledge about SBA lending.  She shares some valuable tips that can help you avoid making costly mistakes. My thanks to Amy Perrella for sharing her time and insights with us this month. Please keep emailing us your questions.  If you have a question you’d like to submit, you can send it to info@thefundinguniversity.com and we’ll do our best to have it answered in a future podcast.  Take care and we’ll be back next month.

Have you noticed that we’re just now at the beginning of March and we are already seeing a flurry of mergers being announced across the country?  The pattern is evident on a national, regional, and local level.  The reason we’re seeing the increase in M&A activity is because in 2023 money stayed on the sidelines as financial executives waited to see how the Fed would act on interest rates. Most economists have been split between an impending recession or the US economy experiencing a soft landing, but the demands of the market are pushing companies to consolidate to maintain growth and competitive advantage.  Companies have waited as long as they can, but in reality, it’s the demands of the customers that are driving this activity because the consumer is always looking for better options.   That’s why I have asked Craig Stacy to join us. Craig is, the Managing Director of Sunbelt Business Advisors, who specializes in the sale and acquisition of companies.  Craig is one of the most knowledgeable M&A experts in North America and his take on the recent spate of consolidation announcements is fascinating.  There is always more to the deal than meets the eye and Craig brings a very insightful perspective as to why companies merge and more importantly, how to make sure you’ve got the right partner to merge with. Craig has agreed to preview the next Fundings Strategies Webinar airing this Thursday, March 7th entitled 2024 the year of M&A. To register for the webinar go to: https://events.r20.constantcontact.com/register/eventReg?oeidk=a07ek80uku133d4b9b0&oseq=&c=&ch= Enter the code MERGER24 to watch it for free.  

In this month’s podcast, we’re going to focus on something different. I’d like to talk about Truth & Accountability with Lenders. It’s incredibly important you communicate with your lender about your finances not only in times when finances are tight but in times when things are going well. Your lender wants you to be successful because they have a vested interest in your repayment, but even beyond that, your lender may have the ability to help you get things back on track during a rough patch. When things are going well, that’s the perfect time to talk to your lender about expansion, M&A, or even putting plans in place to prepare for the possibility of a downturn.  Your lender should be your champion and a resource to help your business be successful, but it all comes down to communication. Like in any relationship, you’ve got be open about what’s working, what’s not working, and what you can do to improve that line of communication. As you know, business success is all about communication.  I hope you enjoy this month’s podcast and thank you for the steady stream of questions and suggestions.   If you have a question you’d like answered in our podcast, please email us at info@thefundinguniversity.com. The Funding University team and I look forward to hearing from you.    

2024 stands to be unlike any year we’ve had in modern times and with interest rate volatility, uncertainty in the financial markets, and heading into an election year, business owners are overwhelmed. How can anyone make an informed decision for their business when everything is changing so much?   I am excited to let you know that the Funding University is sponsoring the Funding Strategies Conference, a webinar taking place on January 18th at 2 pm, and the subject is everything you need to know about funding in 2024.   The webinar hosts are some of the most respected legal, business, and lending leaders in the US and their insights will help you plan a sound strategy in 2024. I hope you’ll join us on January 18th.   You can still register at www.fundingstrategies.net. Use the promo code TRENDS24 until January 15th to have the $29.99 registration fee waived.   About The Funding University: The mission of The Funding University is to Enable Funding around the world. Hosted by Seth Block, CPA. Visit The Funding University: ⁠⁠⁠⁠⁠https://www.thefundinguniversity.com⁠⁠⁠⁠⁠ Get Access To: 1. Blog: ⁠⁠⁠⁠⁠https://www.thefundinguniversity.com/blog⁠⁠⁠⁠⁠ 2. CPE Courses & Modules: ⁠⁠⁠⁠⁠https://www.thefundinguniversity.com/cpe⁠⁠⁠⁠⁠ 3. TFU Masterclass: ⁠⁠⁠⁠⁠https://www.thefundinguniversity.com/masterclass⁠⁠⁠⁠⁠ 4. Funding Expert Certification: ⁠⁠⁠⁠⁠https://www.thefundinguniversity.com/certification⁠⁠⁠⁠    

Joining Seth in The Funding University Podcast this month is Suzanne Meehle from the Meehle Law firm. Suzanne focuses on the needs of business owners. Her services include business formation, contracts, trademarks, copyrights, trade secret protection, business litigation, and IP litigation. In the podcast, Suzanne and Seth discuss different types of business lending and what borrowers should be focused on from a legal perspective. The conversation drills down on the SBA process from document review to refinancing. About The Funding University: The mission of The Funding University is to Enable Funding around the world. Hosted by Seth Block, CPA. Visit The Funding University: ⁠⁠⁠⁠https://www.thefundinguniversity.com⁠⁠⁠⁠ Get Access To: 1. Blog: ⁠⁠⁠⁠https://www.thefundinguniversity.com/blog⁠⁠⁠⁠ 2. CPE Courses & Modules: ⁠⁠⁠⁠https://www.thefundinguniversity.com/cpe⁠⁠⁠⁠ 3. TFU Masterclass: ⁠⁠⁠⁠https://www.thefundinguniversity.com/masterclass⁠⁠⁠⁠ 4. Funding Expert Certification: ⁠⁠⁠⁠https://www.thefundinguniversity.com/certification⁠⁠⁠    

In this month’s podcast, we’re going to look at two common situations with SBA loans, both of which can cause business owners some stress when it comes time to gain access to more working capital. We’ll explore what you need to know about the SBA 7A and EIDL programs, options to work within the system to help you get more capital, and what you need to know so you can avoid costly mistakes. The SBA programs have some quirks and if you’re not aware of all the issues, getting the money your business needs can be a lot more difficult than you’d imagine. I hope you find this information valuable and if you find yourself in one of these SBA entanglements, I encourage you to get with an experienced funding professional to help you develop strategies.  About The Funding University: The mission of The Funding University is to Enable Funding around the world. Hosted by Seth Block, CPA. Visit The Funding University: ⁠⁠⁠⁠⁠⁠https://www.thefundinguniversity.com⁠⁠⁠⁠⁠⁠ Get Access To: 1. Blog: ⁠⁠⁠⁠⁠⁠https://www.thefundinguniversity.com/blog⁠⁠⁠⁠⁠⁠ 2. CPE Courses & Modules: ⁠⁠⁠⁠⁠⁠https://www.thefundinguniversity.com/cpe⁠⁠⁠⁠⁠⁠ 3. TFU Masterclass: ⁠⁠⁠⁠⁠⁠https://www.thefundinguniversity.com/masterclass⁠⁠⁠⁠⁠⁠ 4. Funding Expert Certification: ⁠⁠⁠⁠⁠⁠https://www.thefundinguniversity.com/certification⁠⁠⁠⁠⁠